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National Community Stabilization Trust : ウィキペディア英語版
National Community Stabilization Trust

(The National Community Stabilization Trust (“NCST” or “Stabilization Trust”) ) is a Washington, D.C.-based non-profit organization that facilitates the transfer of foreclosed and abandoned properties from financial institutions nationwide to local housing organizations to promote property reuse and neighborhood stability. According to ''U.S. Banker'', the Stabilization Trust was "created to act as a middleman between cities looking to acquire abandoned properties and the lenders looking to unload them."〔(''U.S. Banker'', April 10, Glen Fest "Cities Take the Keys" )〕
The Stabilization Trust was founded in 2008 in response to America’s foreclosure crisis following the bursting of the housing bubble. (Craig Nickerson ) serves as President and Thomas Bledsoe, President and CEO of Housing Partnership Network, is the chairman of the Board of Managers.
Working with state and local governments and community-based organizations, the Stabilization Trust's goal is to build local capacity to effectively acquire, manage, rehabilitate and sell foreclosed property to ensure homeownership and rental housing are available to low-and moderate-income families.〔(Reuters, August 27, 2009, “National Collaboration Turns Foreclosures Into Opportunities.” )〕 The Stabilization Trust also provides greater access to flexible financing for neighborhood stabilization activities.
The organization has often been cited in the media on topics such as maximizing use of the U.S. Department of Housing and Urban Development’s (HUD) (Neighborhood Stabilization Program grants ).〔(CNNMoney.com, September 29, 2009, Tami Luhby, “Foreclosure Blight: The Cleanup Crawls Along.” )〕
==History and successes==

The Stabilization Trust was formed in 2008 through a collaboration of six national community development non-profit organizations: (Enterprise Community Partners, Inc. ), (Housing Partnership Network ), Local Initiatives Support Corporation (LISC), (National Council of La Raza (NCLR) ), (National Urban League ) and (NeighborWorks America ).
The Stabilization Trust piloted its REO Property Acquisition program in Minneapolis, Minnesota, and Saint Paul, Minnesota in early 2009.〔(Star Tribune, November 12, 2008, Steven Brandt, ”Nonprofits Get Chance to Buy Homes in Foreclosure.” )〕 The organization worked with the two cities to successfully transfer more than 230 foreclosed or abandoned properties within its first year. ''The Minnesota Post'' reported that the Trust "acts as a national clearinghouse to streamline communications. It serves as a single point of contact. Every day, participating institutions give the Trust a master list of properties that will come on the market soon. The Trust then forwards the information to partner organizations, which get a first look before they go on sale publicly."〔(Minnpost.com, April 7, 2009, “To Help Stabilize Neighborhoods, Nonprofits get First Look at Foreclosed Property.” )〕
Since its pilot, the Stabilization Trust has expanded its program to 115 NSP-funded local buyers representing more than 250 localities across 38 states.
In Florida, Hillsborough County partnered with the Stabilization Trust to learn about foreclosed properties and to move on them before private investors know they are available.〔(St. Petersburg Times, October 23, 2009, Marlene Sokol, “Housing Stimulus Lacks Traction In Tampa and Hillsborough.” )〕
In Baltimore, St. Ambrose Housing Aid Center and Habitat for Humanity signed on with the Stabilization Trust to simplify the buying process. The Trust has hammered out agreements with major lenders to standardize acquisitions and let recipients of federal Neighborhood Stabilization Program funding get a first look at new foreclosures.〔(The Baltimore Sun, December 31, 2009, Jamie Smith Hopkins, “U.S. Mortgage Aid Funds Moving Slowly.” )〕
Las Vegas County also began working with the Stabilization Trust to get a "first look" at properties by receiving filtered properties in target ZIP codes via e-mail. Using the Trust's system, in only two weeks, sellers accepted offers on an additional five houses. A Vegas County housing official said working with the trust is the sort of tweak that may move the Neighborhood Stabilization Program closer to its goals, but the rate at which this occurs depends on how many banks work with the trust, and how many houses banks release onto the trusts's lists.〔(Las Vegas Sun, November 8, 2009, Timothy Pratt,“ Cities, Counties Find Buying Valley Homes Isn’t Easy.” )〕
The Utah Center for Affordable Housing said the Stabilization Trust was key to its effort to buy homes at a deep discount.〔The Salt Lake Tribune, December 9, 2009, “Affordable Housing Gets A Stimulus Boost.”〕
Philadelphia's stabilization program picked up steam through working with the Stabilization Trust by getting increased access to Chase bank properties.〔(Philadelphia Business Journal, December 4, 2009, Athena Merritt. “Neighborhood Stabilization Program Proving a Success.” )〕 In the ''U.S. Banker'' article, Nickerson is quoted as saying, "We have working relationships with all the big players - Bank of America, Wells Fargo, Chase, Citi, Fannie, Freddie, GMAC, and others."
The Stabilization Trust has received major support from the (Ford Foundation ) and (MacArthur Foundation ), among other leaders in the philanthropic community. The Ford Foundation's contribution is reportedly among the largest so-called program-related investments by a foundation.〔(The Wall Street Journal, May 1, 2009, Mike Spector, “Foundation Backs Foreclosures Project.” )〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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